Last updated: November 21, 2025
By accessing and using the Hagleyinsure website and services, you agree to be bound by these Terms & Conditions. These terms govern your relationship with Hagleyinsure and outline the rules for using our platform.
If you do not agree with any part of these terms, you must discontinue use of our website and services immediately. Your continued access and use signify your acceptance of these terms and any future modifications.
Eligibility: You must be at least 18 and a legal resident of the United States to use our services. By creating an account, you represent that you meet these requirements and that all information provided is accurate and complete.
Account Responsibilities: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
Hagleyinsure acts as a platform connecting you with insurance underwriters and service providers. We facilitate the quote process and policy management but do not directly underwrite insurance policies.
Quote Accuracy: Insurance quotes provided through our platform are estimates based on information you supply. Final coverage terms and pricing are subject to underwriter approval and may differ from initial quotes.
You agree to pay all fees associated with your insurance policy as outlined in your policy documents. Payment terms, including due dates and accepted methods, will be specified during the enrollment process.
Payment Authorization: By providing payment information, you authorize us or our payment processors to charge applicable fees to your designated payment method. You are responsible for ensuring sufficient funds are available.
You agree not to engage in any conduct that violates these terms, applicable laws, or interferes with the proper functioning of our platform. Prohibited activities include but are not limited to:
All content on the Hagleyinsure website, including text, graphics, logos, images, and software, is owned by Hagleyinsure or our licensors and protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.
Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes related to obtaining insurance services.
Our services are provided "as is" without warranties of any kind, express or implied. While we strive to provide accurate information, we do not guarantee that our platform will be error-free, uninterrupted, or meet your specific requirements.
Limitation of Liability: To the maximum extent permitted by law, Hagleyinsure shall not be liable for indirect, incidental, consequential, or punitive damages arising from your use of our services.
We reserve the right to suspend or terminate your account and access to our services at our discretion, without notice, for conduct that violates these terms or is harmful to other users, us, or third parties.
You may terminate your account at any time by contacting us. Upon termination, your right to use our services ceases immediately, though certain provisions of these terms will survive termination.
Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits.
Governing Law: These terms are governed by the laws of the State of Louisiana, without regard to conflict of law provisions. Any arbitration proceedings shall take place in Metairie, Louisiana.
We may modify these Terms & Conditions at any time. We will notify you of significant changes by posting the updated terms on our website with a revised "Last updated" date or by sending email notifications.
Your continued use of our services after changes become effective constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
If you have questions about these Terms & Conditions or need assistance with our services, please contact us:
We are committed to addressing your concerns and providing clarification on any terms or policies.
Using our services means you accept these terms. Review them carefully before proceeding.
Must be 18+ and US resident. Maintain accurate account information and secure credentials.
We connect you with insurers. Quotes are estimates. Final terms come from underwriters.
Pay on time, provide accurate info, and follow prohibited conduct rules.
Disputes resolved through binding arbitration under Louisiana law.